As a content creator in the insurance niche, partnering with leading US insurance brands can significantly boost your earning potential. The global insurance market was valued at nearly $9 trillion US dollars in 2024, and it is expected to grow significantly in the coming years, with affiliate programs offering commissions ranging from 5% to 10% per sale.
With tools like Creator Hero, a storefront platform tailored for creators, it’s easier than ever to showcase your recommended insurance brands alongside other products your followers love, creating a personalized storefront to drive engagement and earnings
In this article, we’ll cover the Top 10 Best Insurance Influencer Affiliate Programs, including features, commission rates, pros, cons, and how to join each program.
Hippo is a tech-driven home insurance provider offering comprehensive policies with savings of up to 25% compared to traditional providers. In 2024, Hippo's revenue reached $89 million. They are known for simplifying home insurance with real-time quotes and fast claim processing.
90 days
Hippo's high commission rate and its rapidly growing customer base make it a lucrative partner for content creators. Their tech-centric model appeals to modern homeowners, increasing conversion rates.
Limited to home insurance policies, which may narrow the audience for some creators focused on broader insurance categories.
Hippo stands out for its focus on tech and home automation, offering smart home device discounts and upgrades as part of their policies.
Hippo offers an easy-to-use affiliate dashboard with real-time tracking, giving affiliates more control over their campaigns and detailed insights into performance.
Hippo is seeking content creators focused on home improvement, real estate, and tech-savvy homeowners who value innovation and smart home integrations.
https://www.shareasale.com/newsignup.cfm
Bestow is an online life insurance provider, offering fast, no-medical-exam policies for up to $1.5 million in coverage. As of 2023, Bestow has issued more than $10 billion in coverage.
30 days
Bestow’s fast, digital application process appeals to busy consumers, and its no-medical-exam policies result in higher conversions for content creators promoting life insurance.
Bestow primarily focuses on term life insurance, which may not be appealing to audiences looking for other insurance types.
Bestow’s standout feature is its instant online approval process for life insurance, making it highly attractive to young professionals and families.
Bestow is an ideal partner for creators targeting young families and millennials due to its focus on simplicity and affordability.
Bestow looks for content creators focused on personal finance, family planning, and young professionals seeking life insurance coverage without hassle.
https://www.bestow.com/affiliate
USAA is a well-known insurance and financial services provider catering primarily to military members and their families. With an annual revenue over $42 billion in 2023, USAA is one of the leading insurers in the U.S.
30 days
USAA offers a wide range of products and services, allowing you to promote multiple insurance types to a specific niche, which can enhance conversion rates.
USAA restricts eligibility to military members and their families, limiting the potential audience for affiliates who don’t focus on this demographic.
USAA’s exclusive military membership creates a sense of trust and loyalty among its audience, leading to high engagement rates.
Their affiliate dashboard provides clear and detailed metrics, making it easier to track your performance and adjust campaigns accordingly.
USAA seeks content creators with audiences in the military or veteran community, as well as influencers who focus on financial education for military families.
https://signup.cj.com/member/signup/publisher/?cid=3364990#/branded
Insurify is an AI-powered insurance comparison platform that helps users find the best deals on auto, home, and life insurance. Since its founding, Insurify has helped millions of users save up to $996 per year on their insurance policies.
30 days
Insurify’s easy-to-use comparison tool makes it appealing to a wide audience, increasing conversion potential for affiliates.
Since Insurify is a comparison platform, the affiliate earnings are based on leads rather than full policy sales, which might result in lower payouts compared to direct insurers.
Insurify’s AI-driven platform stands out by providing fast and accurate insurance comparisons, offering users tailored policy options and helping affiliates generate more leads.
Insurify's platform is optimized for user experience, which increases engagement and leads to higher conversion rates. Affiliates can track performance in real-time through an intuitive dashboard.
Insurify is ideal for content creators in the personal finance, auto, or home niches who are educating their audiences on saving money and finding the best insurance deals.
https://insurify.com/blog/affiliate/
NEXT Insurance is an all-in-one insurance provider offering tailored policies for small businesses. With over 300,000 customers, NEXT has grown rapidly due to its focus on small business needs.
30 days
NEXT Insurance’s focus on small businesses creates a niche market with high conversion potential, especially for creators in the business or finance sectors.
NEXT’s policies are limited to business insurance, which may not appeal to creators targeting individual consumers.
NEXT’s focus on providing customizable insurance solutions for small businesses sets it apart, offering flexibility and comprehensive coverage options.
Their affiliate program is perfect for influencers with an audience in entrepreneurship, small business ownership, or financial education.
NEXT seeks creators targeting small business owners, entrepreneurs, and freelancers, offering tailored content to these audiences.
https://www.nextinsurance.com/become-a-next-insurance-affiliate/
Allianz Care is a global leader in international health insurance, offering tailored solutions for expatriates and international travelers. As part of Allianz Group, they reported over €9.3 billion in revenue in 2023.
45 days
Allianz Care’s global reputation and high commission rates make it a lucrative option for content creators targeting international audiences, including expats and frequent travelers.
The complexity of international insurance can be a challenging sell to audiences unfamiliar with the product.
Allianz Care is known for its extensive global network and coverage, making it a top choice for expatriates, travelers, and international workers.
Allianz Care offers affiliates an intuitive platform with real-time reporting, allowing you to track performance and optimize campaigns efficiently.
Allianz Care seeks content creators focusing on travel, expatriate life, digital nomads, and international business professionals.
https://signup.cj.com/member/signup/publisher/?cid=5016477#/branded
World Nomads specializes in travel insurance, offering coverage for adventurous travelers and digital nomads. It’s a well-established brand, serving millions of travelers worldwide with comprehensive insurance plans.
60 days
World Nomads’ travel-focused insurance is highly appealing to creators in the travel niche, particularly those who target adventure seekers and digital nomads.
The commission rate can be lower than some other insurance programs, and it’s limited to travel-related products.
World Nomads is known for its specialized adventure sports coverage, catering to travelers engaging in high-risk activities like skiing, scuba diving, and hiking.
They offer a user-friendly dashboard for affiliates with extensive reporting features, allowing you to maximize conversions and understand audience engagement.
World Nomads is looking for creators in the travel, adventure, and outdoor niches, especially those promoting adventurous lifestyles and unique travel experiences.
https://signup.cj.com/member/signup/publisher/?cid=6159036#/branded
Pawp is a pet insurance provider that offers a unique membership-based model covering emergency care for pets. Since launching, Pawp has insured thousands of pets across the U.S., gaining popularity for its innovative approach to pet healthcare.
30 days
Pawp’s membership model and emergency care focus offer affiliates a unique product to promote, especially for pet owners looking for more affordable care options.
Pawp’s emergency-only coverage limits its appeal compared to broader pet insurance providers offering more comprehensive plans.
Pawp is known for its emergency fund, which provides pet owners with up to $3,000 in emergency coverage without deductibles or copays.
Pawp’s focus on affordable pet emergency care makes it an excellent partner for content creators targeting budget-conscious pet owners.
Pawp is seeking creators with a focus on pets, animal care, and budget-friendly pet solutions, as well as those who engage with a wide pet-loving audience.
https://commerce.sovrn.com/merchants/148456/pawp-affiliate-program
Haven Life is an online life insurance provider that simplifies the process of purchasing term life insurance. As part of MassMutual, Haven Life has backed over $100 billion in life insurance policies.
7 days
Haven Life’s quick and easy approval process and its backing by MassMutual make it highly appealing to content creators targeting millennials and families.
The program is limited to term life insurance, which may not be as attractive to older audiences looking for whole life or other insurance products.
Haven Life stands out for offering an entirely online, no-medical-exam application process, resulting in fast approval times.
Their easy-to-use affiliate platform and dedicated support team make managing campaigns simple, especially for affiliates new to insurance products.
Haven Life is looking for content creators focused on family planning, personal finance, and millennials seeking easy, affordable life insurance options.
https://havenlife.com/partnerships
Hiscox is a global small business insurance provider, specializing in customized policies for small and medium-sized enterprises. Hiscox’s annual revenue remains flat year after year, reaching $3.8 billion.
7 days
Hiscox’s focus on small businesses makes it an attractive partner for creators targeting entrepreneurs and freelancers who need affordable and comprehensive insurance coverage.
Hiscox’s products are limited to business insurance, which may not appeal to content creators focusing on individual consumers.
Hiscox is known for its tailored policies for small businesses, offering customizable options to meet the specific needs of various industries.
Their affiliate dashboard offers detailed insights and performance tracking, allowing you to optimize your campaigns for higher conversions.
Hiscox is seeking content creators focused on small business ownership, entrepreneurship, and freelancers who could benefit from tailored business insurance solutions.
https://signup.cj.com/member/signup/publisher/?cid=4165310#/branded
Partnering with top US insurance brands like Hippo Insurance, Bestow Life Insurance, and USAA offers a valuable opportunity to grow your revenue as a content creator. With competitive commissions, real-time tracking, and exclusive promotions, these programs help you provide your audience with trusted insurance options.
If you're exploring the potential of insurance affiliate programs, you might also find interest in the Top 10 US Finance Influencer Affiliate Programs. Much like the insurance field, finance affiliate programs offer you a chance to collaborate with leading brands and introduce valuable, high-commission financial products to your audiences.
Don't forget to use Creator Hero's Connect Google AdSense tool to maximize your earnings and optimize ad placements across your content. Start leveraging your influence with these top affiliate programs and helpful tools today!