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The finance industry is a powerhouse, projected to reach over $2.80 billion by 2029, making it one of the most lucrative sectors for affiliate marketing partnerships. As a content creator, the opportunity to collaborate with top US finance brands is enormous, allowing you to tap into a growing market. Finance affiliate programs offer attractive commission rates, often between 3% and 10%, while others pay on a CPA (cost per action) basis with earnings up to $150 per referral. In this article, we will cover the best programs, their features, commission rates, pros, cons, and how to join.
SoFi is a leading personal finance company offering services in student loan refinancing, personal loans, mortgage loans, and investment management. With over 5 million members, it’s a significant player in the finance space.
30 days
SoFi offers generous commissions and has a wide range of financial products, making it easier to find something that fits your niche. They also provide performance-based bonuses to reward high-performing affiliates.
The affiliate approval process is strict, requiring a detailed review of your content and audience before acceptance.
SoFi is known for its wide range of financial products, meaning affiliates can promote multiple services, from loans to investments.
SoFi often hosts exclusive webinars and workshops for affiliates to enhance their marketing skills and stay updated on industry trends.
SoFi seeks finance bloggers, content creators, and influencers with a focus on personal finance, student loans, and investment management.
https://www.sofi.com/referral-program/
Quicken is a well-established personal finance software provider that helps users manage their money, track expenses, and plan budgets. With over 17 million users, Quicken is a trusted name in the world of personal finance management.
30 days
Quicken’s reputation as a leading personal finance tool makes it an appealing program for affiliates targeting audiences interested in budgeting and financial planning.
The niche nature of Quicken may limit conversions to users already familiar with finance management software.
Quicken is known for its comprehensive financial management features, including budgeting, investment tracking, and tax planning, all in one platform.
Quicken is frequently updated with new features, and affiliates are often provided with exclusive promotional offers to engage their audience.
Quicken seeks influencers who focus on personal finance, budgeting, and financial management, especially those targeting individuals looking to take control of their finances.
https://app.impact.com/campaign-promo-signup/Quicken.brand?execution=e1s1
Acorns is a micro-investing platform designed to help people invest spare change in portfolios built by experts. As of 2023, they have over 10 million users and manage $5 billion in assets.
30 days
Acorns is a highly trusted brand in the investing space, making it easier to convert users, especially for beginner investors.
Lower commission rates compared to other finance programs, but the product appeal makes it ideal for a broad audience.
Acorns is unique in that it targets beginner investors, making it easier to convert audiences who are new to financial products.
Acorns offers extensive educational content that affiliates can use to better educate their audience, increasing the chances of conversion.
Acorns seeks influencers in the personal finance, investing, and financial education space, especially those catering to beginners and young adults.
https://www.acorns.com/affiliate-program/
Robinhood revolutionized the trading industry by offering commission-free stock, ETF, and cryptocurrency trades. As of 2023, they have over 22 million active users and $64 billion in assets under management.
30 days
Robinhood’s user-friendly app and commission-free trading make it highly appealing to a young, tech-savvy audience, which can increase conversions for affiliates.
Robinhood has faced regulatory scrutiny, which might be a concern for some influencers.
Robinhood stands out by offering commission-free trading, making it accessible to beginner and experienced traders alike.
Robinhood often runs exclusive offers for new users, which can increase conversion rates for affiliates.
Robinhood is looking for finance influencers who focus on trading, cryptocurrency, and investing education.
https://affiliates.robinhood.com/
eToro is one of the world’s leading social trading platforms, allowing users to invest in stocks, cryptocurrencies, and other assets. As of 2023, eToro boasts over 30 million users worldwide.
Lifetime
eToro’s innovative copy trading feature allows users to copy top-performing traders, making it easier to attract audiences interested in cryptocurrency and stock trading.
The platform is complex, which may require more effort from affiliates to explain and convert beginner users.
eToro is famous for its social trading feature, allowing users to learn from and copy successful traders in real-time.
eToro often runs exclusive affiliate contests and promotions, offering additional earning opportunities for high-performing affiliates.
eToro seeks influencers with a focus on cryptocurrency, stock trading, and financial education, particularly those catering to both beginners and experienced investors.
https://etoropartners.com/
Credit Karma is a personal finance company known for providing free credit scores, reports, and insights. With over 110 million members and partnerships with numerous financial institutions, Credit Karma helps users monitor their credit and find financial products.
30 days
Credit Karma’s free credit tools make it easy to attract leads, and the large user base ensures high trust in the brand.
Commission rates are relatively low compared to other finance programs, but the free tools can result in high conversion rates.
Credit Karma is known for its free credit score monitoring, making it a popular tool for people looking to improve their financial health.
Affiliates can also promote Credit Karma’s wide range of financial product recommendations, increasing the potential for earning commissions across multiple verticals.
Credit Karma seeks influencers focused on personal finance, credit repair, and financial literacy, with audiences looking to improve their financial health.
https://affilimate.com/programs/credit-karma-affiliate-program/
Credit Sesame is a personal finance service that helps users monitor their credit and offers personalized loan and credit card recommendations. With over 18 million members, Credit Sesame has become a popular tool for consumers looking to improve their financial health.
30 days
Credit Sesame’s free tools and wide range of financial products make it easier to attract audiences who are interested in improving their credit score.
The commission rates are lower than other financial affiliate programs, but the brand’s trusted reputation helps with conversions.
Credit Sesame is known for offering free credit score monitoring, making it an appealing option for a broad audience, especially those new to personal finance.
Credit Sesame often adds new features to help users manage their credit and loans, giving affiliates a continuous stream of fresh content to promote.
Credit Sesame is looking for personal finance influencers who focus on credit repair, credit building, and general financial literacy, especially for those targeting a beginner audience.
https://www.flexoffers.com/affiliate-programs/credit-sesame-free-credit-score-free-credit-monitoring-affiliate-program/
Binance is the world’s largest cryptocurrency exchange by trading volume, offering a vast range of crypto-related services, including trading, staking, and a crypto wallet. As of 2023, Binance has over 128 million users.
90 days
Binance’s high commission rate, particularly for active traders, makes it one of the most attractive affiliate programs for cryptocurrency influencers.
Cryptocurrency markets can be volatile, which may make it difficult for affiliates to attract risk-averse audiences.
Binance’s standout feature is its vast selection of over 600 cryptocurrencies available for trading, offering broad appeal for crypto enthusiasts.
Binance often runs special promotions and referral bonuses, making it a strong platform for long-term affiliate earnings.
Binance seeks influencers in the cryptocurrency, blockchain, and tech space, catering to both beginner and advanced traders.
https://www.binance.com/en/activity/affiliate
Wise is a global money transfer service known for offering low-cost international transfers with transparent fees. With over 16 million customers worldwide, Wise has disrupted the traditional banking sector.
1 year
Affiliates benefit from the exponentially long 1-year cookie duration, early access to new features, and a variety of marketing materials to help optimize their campaigns.
The commission for personal user referrals starts at a lower rate of £10, which may limit earnings for affiliates targeting individual customers.
Wise is famous for its clear and transparent pricing, with no hidden fees, making it easier to convert audiences who are fed up with traditional banks.
Wise’s global reach makes it ideal for content creators with an international audience or those targeting expats and travelers.
Wise seeks influencers in the finance, travel, and expat space, with a focus on international money management and budgeting.
https://wise.com/gb/affiliate-program/
Chime is a popular neobank offering fee-free banking services through its mobile app, targeting individuals looking for a simple, accessible banking solution. Chime’s focus on digital banking with no hidden fees has made it a favorite among younger, tech-savvy audiences.
1 day
Chime’s reputation for fee-free banking and its simple, user-friendly mobile app make it appealing to individuals seeking a better banking experience without the traditional costs. Affiliates benefit from Chime's broad appeal, especially among millennials and Gen Z.
As Chime is an online-only neobank, it may not appeal to audiences who still prefer physical branches for their banking needs.
Chime is well known for its early paycheck feature, which allows users to receive their direct deposits up to two days early, making it a favorite for individuals looking to streamline their cash flow.
Chime frequently runs promotional offers, such as cash bonuses for new account sign-ups, which affiliates can use to boost their conversion rates.
Chime seeks influencers in the personal finance, budgeting, and lifestyle space, especially those focusing on millennial and Gen Z audiences looking for modern, fee-free banking alternatives.
https://signup.cj.com/member/signup/publisher/?cid=5500795#/branded
With the finance industry booming, joining the right affiliate program can significantly boost your earnings as a content creator. By partnering with top US finance brands, you can offer your audience valuable financial products and services while earning commissions and other rewards. From high-converting offers to long cookie durations and excellent support, these affiliate programs are designed to help you succeed. Choose the ones that align with your audience and niche, and start turning your content into a revenue stream today!
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